Card-Present vs. Card-Not-Present
Whether the card was physically dipped or tapped at the point of sale, or entered remotely.
Card-present means the card was physically read at the point of sale by dip, tap or swipe; card-not-present means it was keyed, taken over the phone or paid online. The distinction drives both cost and risk: card-not-present transactions generally carry higher interchange and more fraud exposure, because there is no chip to authenticate. Taking cards in person requires a supported card reader: with Opero that is one for each register or kiosk that takes cards, bought from us.
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Opero runs POS, kiosk, QR, KDS, inventory, and payments on one platform, on the tablets you already own.